Linking a bank account to your deposit account

Ways to link your bank account

You can link your bank account for reimbursement in two ways:

1. Instant: Forma will connect directly to your bank account via Plaid. Simply select your bank, enter your bank login credentials, and you're all set to receive reimbursements!
   Note: If your bank doesn’t support instant connection, you’ll need to use the manual method.

2. Manual: You’ll enter your bank’s routing and account numbers. Within 1-2 business days, you’ll receive a micro deposit with a code. Enter this code into Forma to complete the account linking process. This method may take 2-3 business days to set up. 

Instant Link (Recommended)

1. Log in to Forma Admin
2. Click “Benefit Funds” from the side menu
3. Click “Link external bank account” > "Continue" to proceed with linking your account using Plaid
   
4. Select “Instant” to instantly link your bank account and then click “Continue”
   
5. You will be asked to select your bank to instantly link. You can search for your bank by typing the name in the search bar. Select your bank by clicking the arrow on the right.
   
6. Leave the items selected and click “Continue to login” at the bottom.
   
7. Login with your bank credentials.
   Note: Please note this screen will look different for each bank. You will need to do your bank authentication and any authorizations. These also vary bank to bank.
   
8. You’re all done! Click continue and your account will show as connected.
   
   

Manually Link

If you attempted to link your bank account using the instant method, but your bank or credit union was not a verified option through Plaid– this is a great alternative.

1. Log in to Forma Admin
2. Select “Benefit Funds” from the side menu
3. Click “Link external bank account” > "Continue" to proceed with linking your account using Plaid
   
4. Select “Manual” and then “Continue”.
   
5. Enter your Routing number from your desired account and click “Continue”.
   
6. Enter your account number and then confirm it a second time. Click “Continue”.
   
7. Enter the full name of the account and click “Continue”
   
8. Select if it’s “Checking” or “Savings” and click “Continue”. Note: Please ensure this information is accurate. If it's incorrect, your funds will be returned to Forma.
   
9. Click “Authorize” to allow a micro deposit to be sent for verification. This deposit will be accompanied by a code you will need to finish connecting your account with Forma
   
10. Once you receive the micro deposit with a code in your bank account, come back to Forma Admin to verify and complete the connection process.
    
11. Enter the 3-letter code associated with the deposit you received in your bank account. Then click “Continue” and you’re done!